Phil has worked as a Financial Planner for 25 years. His career began at NatWest and RBS before he moved to live and work in Hong Kong for Private Capital. After 16 years offshore, Phil is now based in the UK since moving back in 2017 to set up Private Capital (UK) Ltd.
Phil’s area of expertise is evidence-based investing and goal-based financial planning. He does extensive work with expats who are returning to the UK. Phil is a Responsible Officer (Ce Ref. AGO028) for our Type 4 and 9 Securities and Futures Commission (SFC) licenses, and FCA CF30 Approved in the UK (Ref. PXS10197) for Private Capital (UK) Ltd.
The long-term relationships Phil forms with his clients and their families are his favourite part of his role; some date back more than 20 years. He enjoys talking to people about their lives and helping them plan to meet their goals.
Phil has been married for 19 years. He has two young boys, aged ten and seven.
He loves spending time with his family, as well as running, birdwatching, reading and enjoying the great outdoors. Phil also volunteers in his local community.